Financial Access and Entrepreneurial Intentions Among Polytechnic Students in Northeast Geo-Political Zone of Nigeria

Abstract

This study examined the influence of financial access as Determinants of Entrepreneurial Intention among polytechnics students in North-Eastern Nigeria. The study was guided by three objectives. The design for the study was descriptive survey. The sample of the study comprised 396 students from nine Polytechnics in North-Eastern Nigeria. Proportionate random sampling technique was used to determine the aforementioned sample size. Structural questionnaires were adopted for data collection. The instrument was tested and reliability coefficient of 0.76 was obtained. Descriptive statistics (mean and standard deviation) was used while the hypotheses were tested using regression analysis. The study shows that financial access has great influence on students’ entrepreneurial intention. Government action also has influence on students’ entrepreneurial intention of students in polytechnics in North-Eastern, Nigeria. Based on the outcomes, it was recommended, that the students should be encouraged to embrace entrepreneurship education or training in order for them to become self-employed and wealth creators; The Government should make accessible loans available for graduates to start -up their businesses.